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If Earnin learns of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. How can I request my data from Earnin? detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Tip Yourself Service. We do not make any representations, warranties, or guaranties of any kind that the Services are appropriate for you. Earnins use of the Content or your Name and/or Likeness does not imply any endorsement of or any affiliation with you. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Device ID: When you use the mobile versions of our Site, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the "Device ID"). 4.021.319.19.01 extension 553 secretariat@amp.ase.ro; 6 Piata Romana, 1st district, Bucharest, 010374 Romania 2-10 Caderea Bastiliei Street, District 1, 010374 . You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. Your right to access and use the Sites and use the Services is personal to you and is not transferable by you to any other person or entity, and you may only access and use the Sites and Services for lawful purposes. Create an account to follow your favorite communities and start taking part in conversations. How can I request my data from Earnin? If you have created an Earnin account, Health Aid allows you to submit your eligible medical bills to Earnins Health Aid team to learn about lower payment options for you with your medical providers. Earnin uses the information we collect to help us verify your identity, set up your account, and provide you with customer service. In other words, the depositing of your funds into the Sub-Deposit Account will not otherwise increase your FDIC deposit insurance coverage. Within your Tip Yourself Account you can track your savings towards your specific savings goals by creating different tip jars within your Tip Yourself Account. Your access to this page through your device verifies that your device meets these requirements. Note that this is open to all Community Members. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. Earnin will send you an annual reminder that Balance Shield is turned on. There are no fees or costs associated with Tip Yourself. We do not sell your Personal Information. We will recoup payment for Pay Outs or a payout for Balance Shield directly from your bank account upon deposit of your next paycheck. Further, you represent that any Content you submit does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam.". It is important to know the amount of available funds in your Sub-Deposit Account before instructing us to withdraw funds from your Sub-Deposit Account. For more information about voluntary tips please reference the specific service below. Any information made available through the Services will only reflect the information that we most recently accessed, and as such, may not reflect activity that occurred after we last accessed the applicable Third Party Site or any pending transactions. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF IS AT YOUR SOLE RISK. We are not, however, acting as your financial adviser. Do we use your contact list if you allow us access? You also agree to provide accurate Bank Account information, and promptly update it whenever the information is no longer accurate. There is no fee or charge to use Balance Shield alerts. No Hate Speech or Bullying. 200 Portage Ave If you're a Firefox devotee, don't worry. app. Third-Party Credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third-party sites and Internet services ("Third Party-Sites"). link/ZPxZyNSp3mb Within the app, go to Cash Back Rewards, click on unenroll and confirm you want to unenroll the card. You may only have one account with Earnin. Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip and Earnin Express it does so pursuant to Evolve Bank & Trusts Privacy Policy. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. and our Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards. You must confirm with Earnin youve provided the authorized agent permission to submit the request. so it knows you enrolled. Create an account to follow your favorite communities and start taking part in conversations. https://earnin.app.link/Pedro3497 If you are a earnin user who has cashed out, all I need https:// earnin.app. An "Offer" is the cash back percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated. Without limiting anything set out above, you hereby release each of the Indemnified Parties from all damages, liability, claims, actions, demands and costs of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with these UGC Terms of Use. This Privacy Policy does not apply to the practices of the third-party services or applications, including third parties with which we partner and may make information available to. 200 Portage Ave No Boost for Boost. You are not required to pay any fees or charges to use any of the Earnin Services. Olly Dawes. We may also collect information using web beacons. Do we use your phone contact list if you allow us access? If you believe that either your credentials or a device that you use to access the Site and/or our Services has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY at support@earnin.com or live chat the Earnin team via the mobile app. If you believe that your Registration Information or a device that you use to access any Site has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY atsupport@earnin.com. However, we may disclose certain Personal Information for a business purpose, as set forth above. The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. However, you must contact us directly in order to correct certain information, such as your email address. INFORMATION FROM CHILDREN All content included or available in connection with the Sites, including any and all materials, information, text, data, contents, names, trade names, trademarks, trade dress, service marks, layout, logos, designs, images, graphics, illustrations, artwork, icons, photographs, displays, sound, music, video, animation, organization, assembly, arrangement, interfaces, databases, technology, and all intellectual property of any kind whatsoever (collectively, the "Content") and the selection and arrangement thereof is owned exclusively by Activehours or the licensors or suppliers of Activehours and is protected by U.S. and international copyright and other intellectual property laws. To establish the existence and condition of your Bank Account; To establish you are over the age of 18 and a resident of the United States; To determine your eligibility to use the Services; To enable our third party financial services partners to implement fund transfers; To connect with you if there is a problem related to a transaction you requested or to discuss a problem with your Earnin account; and. we may close, suspend, or limit your access to your account or ability to use the Sites or Services; we may update inaccurate information you provided us; we may decline to allow you to use the Sites or Services in the future; we may take legal action against you; however, with respect to any Cash Outs, Max Boost or Cash Out for Balance Shield, we will not engage in collection efforts to collect payments due to us, place the outstanding amount as a debt with, or sell it to, any third party, or report your repayment history to a credit bureau or other consumer reporting agency; and. Push Notifications and Email and SMS Communications In general, you can visit the Website and download the App without telling us who you are or sharing any Personally Identifiable Information with Earnin. How can I request my data from Earnin? Activehours will not engage in any debt collection activities if the payout is not repaid on the scheduled date, place the payout as a debt with or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. Pay Outs. Subject to eligibility verification and settlement of the Qualifying Transaction, statement credits will typically appear as part of your Earnin balance within approximately 10 days of the qualifying transaction but may be subject to delays. We receive information in a few different ways: A. information you provide; We may also allow users to subscribe to Messages and from time to time may transmit Messages promoting Earnin and advocacy efforts with third parties or third-party goods or services. PLEASE READ THESE TERMS OF SERVICE CAREFULLY. Over time, based on a number of factors, it can adjust to range from $50 to $500. terms and privacy. Rewards will be available to payout 3-5 days after making a Qualified Purchase and each payout will take an additional 3-5 days to be reflected in your associated bank account. Welcome to Earnin! You may also contact us with any privacy related questions you may have. You may not use the Site or Services, or accept these Terms of Service, if. No Obligation to Repay. Each member is expected to post their link and boost others who they see need a boost. Click the hamburger . There are no required fees to obtain a Cash Out, Max Boost, set alerts for a Balance Shield or set a manual Balance Shield Cash Out, use Health Aid, enroll in Earnin Cash Back Rewards and/or enroll Tip Yourself. I can't wait to see my max boost increase with time! Health Aid Activehours authorization to initiate debit and credit entries to your bank account will remain in full force and effect until you revoke your authorization. We may share Earnin Cash Back Rewards transaction data as follows: With the participating merchant where a transaction occurred as needed for the merchant to confirm a specific transaction occurred or rewards should be awarded; With participating merchants or Third Party Service Providers as aggregated and anonymized information relating specifically to registered card activity solely to allow participating merchants and Third Party Service Providers to assess the results of their campaign. Shine the Light In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity and Bank Account information. Legal Department Upon notice of termination, we will return any remaining balance in your Tip Yourself Account to your Bank Account through an ACH transfer and you will no longer be able to use your Tip Yourself Account or Tip Yourself. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. You may only Cash Out earned wages paid to you by your employer. Activehours offers various tools and functions through the Sites (the "Services"), that can enable you to assess the value of your accrued pay and to access such earned wages prior to payday by obtaining a payout from Activehours (each, a Pay Out). Financial Calendar Making a Boost request will increase your pay period Max beyond your net pay on payday. Community members may start between a $50 to $250 Pay Period Max. Activehours will submit information including usernames and passwords that you provide to log you into the site. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Palo Alto, CA 94306. any services, content, and/or features made available by us through the Website or App (. We may also decline to offer Balance Shield to you at any time, without prior notice, if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. You may also email us at privacy@earnin.com with any privacy related questions you may have. app .link/Bk2Lzkatevb. You certify, warrant and represent that the telephone number you have provided to us is your contact number and not someone elses. EARNIN IS NOT A FINANCIAL PLANNER, BROKER, OR TAX ADVISOR. Go to Cash Back Rewards on the App We use third party information to supplement the information we collect about you through the Services in order to enhance our ability to serve you, to tailor our features to you, and/or to offer you opportunities to use new Services or features that we believe may be of interest to you. If you do not do this, the accuracy and effectiveness of the Services provided to you will be affected. Pay It Forward 1. Identification Information: You may also be asked to provide identification information to confirm your identity, including your first and last name, zip code and phone number. To ensure that the Earnin Site and Services work, we may need to share your Personal Information with third parties and service provides, as well as other users. When you request a Max boost from another community member, you will get a temporary $50 Pay Period Max increase. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. When you make a request for your Personally Identifiable Information, we will include a list of the categories of Personally Identifiable Information that we may have disclosed about you, as well as the categories of third parties to whom your Personally Identifable Information may have been disclosed. We may also transfer funds from your Tip Yourself Account to your Bank Account without notice to you upon the closure of your Tip Yourself Account at any time if required by applicable law or if we, in our sole discretion, suspect Tip Yourself is being used for illicit purposes or otherwise in violation of these Terms of Service. Sharing Between Earnin Community Members and Referrals to New Community Members. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. Information You Provide Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-, MasterCard-, and American Express-branded cards whose transactions are not processed through the Visa U.S.A payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate. The categories of Communications that may be provided by electronic means include: Your access to this page through your device verifies that your device meets these requirements. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. The categories of Communications that may be provided by electronic means include: If you do not agree to the changes after receiving a notice of the change to the Services, you may stop using the Services. You are responsible for any costs or damages related to the timing of authorization revocation. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. To know the amount of available funds in your request, please attest to timing! The accuracy and effectiveness of the Content or your Name and/or Likeness does identify. 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